Our Services Capabilities Loan Types, Programs & Features Other Program Summaries Process Mini-Application

     Investment Services Corporation generates, processes, and places residential mortgages through a major mortgage company, which is licensed in most states. We do first and second mortgages. Our team provides a wide range of real estate financing solutions and offers fast approval services on loans of all types, and all credits – A through D – at competitive rates and terms. No application fees. A summary of our capabilities in this field follows. 24-hour approvals; same day, in some instances.

Capabilities:

     All credit scores; new construction or upgrades; borrowed down payments OK; lots, land (to 15 years, fixed rate – no balloon); bankruptcy OK; free credit repair; mixed-use; no seasoning on appraised value; we can use your appraiser; we work with credit or employment problems; single-family and multi-family housing; first-time buyers; rehab programs; investor finance; FHA and sub-prime financing – scores not considered; rural properties, vacation and specialty properties; tax liens OK. Late payments (to 180 days) OK. Purchase, refinance, cash out. Equity loans. Conforming, and jumbo loans. Self-employed or salaried, OK. Non-profits, OK. Acquisition and Development finance. 95-100% investor finance.

Loan Types, Programs & Features:     top

Other Program Summaries:     top

1. 103% and 104% Financing; no minimum down payment. Gifts accepted.
   
2. 100% Financing; loan amount to $650,000; 660 minimum score; 80/20 combo 5-year. Arm with no MI.
   
3. 100% with 560 score; 103% with a 600 score.
   
4. COFI or COSI. 95% CLTV allowed. To 40-year term.
   
5. FHA Sub-Prime. 550 score
   
6. 100% to $700,000; 80/20 No Doc. Chapter 13 buy-outs to 90%.
   
7. FHA or VA Loans. FHA to $290,319; VA to $333,700. 100% gift down payment OK.
   
8. No Doc. No income verification; 100% with 620 score. 90% with 580.
   
9. Special Circumstances:
   • Visa or non-resident aliens
     
   • Good or bad credit
     
   • Income issues
     
   • Property issues
     
   • Emergency Services
     
   • Free consultation
     
   • Same day approvals
     
   • No application fees
     
   • Difficult transactions – including those at risk of blowing up
     
     

Process:     top

1. Call or send email with any questions, at any time. Quick response is assured.
   
2. Complete Mini-application or Client Information Sheet for preliminary offer.
   
3. Submit electronically by completing our electronic form herewith.
   
4. Mini-application data will be reviewed and someone will telephone you to discuss potential offers and to further evaluate the situation – within 24 hours (same day, depending on the time received). Credit reports will not be pulled without consent.
   
5. After discussions with the applicant and a decision is made to go forward, a standard Form 1003 package, including pertinent instructions or checklists, will be provided by overnight express mail.
   
6. Upon receipt of additional information, your application will be processed quickly, in accord with our prior discussion and understanding.
   
7. You will be kept informed as to progress and closing schedules.
   
8. Information provided to us shall be treated in absolute confidence. A copy will be provided to no one, except the mortgage company with which we work on residential mortgages. That name will be disclosed as the process evolves.

Mini-Application:     top

     Someone will call you within 24 hours of receipt of the completed Form on the appearing window when you click here to go to the Mini-Application Form. Following a discussion, a standard Form 1003 Package will be provided by overnight express.